Place a coin... in a mug... in your freezer. Here’s why...

If traveling away from home, place a coin in a mug of ice in your freezer. Here’s why...

  Utilize this simple tip to make sure your freezer has been in perfect working order while you are away.

  Grab a mug, a coin and some water... fill the mug with water and allow it to freeze before placing your chosen coin on top.

  If all is well, the coin should remain perched on top of the ice... this will indicate that your freezer has been in perfect working order for the entire time.

  On the other hand... a coin located at the bottom of the ice is typically an indicator that the freezer quit working at some point.

  This lets you know that the food inside of the freezer is probably contaminated and will need to be thrown away.

  Meanwhile, if the coin is frozen in the center of the block of ice in the mug, this means that the freezer did go off for a bit and that your food is probably not spoiled.

Read More [HERE]

Looking for other tips and ideas? LIKE my Facebook page here: http://YourHomeStL.com/fb

Understanding your credit score: What is a credit score and why does it matter?

Your credit score will play an important role in your financial future: it can
mean the difference between being able to purchase a home with a mortgage or having to continue renting.

A FICO® score ranges from 300 to 850
Borrowers with scores of 740 and higher are typically entitled to the best interest rates.

Click HERE to view the PDF.

Other items in the document...

     - How a credit score breaks down.
     - Payment History
     - Amounts Owed
     - Length of Credit History
     - Types of Credit in Use
     - New Credit

   ...and... tips to improve your credit score.





If you would like to find out how much home you can purchase... please contact...

Heath Edgar
Mortgage Loan Officer
NMLS #: 574257
2203 S Big Bend Blvd • St. Louis, MO 63117
314-227-3780
hedgar@heartlandpremier.com

* I have a long list of vendors.. need a contractor, lender, electrician, etc... just ask.

Mass Mail for Less $$$

Mail to everyone in an area for less than regular postage. Also, you can send an 8.5" x 11" card stock... not just regular postcards.  But... shhh... don't tell other REALTORS my secret.
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St. Louis housing market should heat up, experts say.

Sales in January — typically a slow month — were up 23 percent from a year earlier in St. Louis city and county. The typical house is selling in 126 days, down from 180 a year earlier.
[...]
Home values in St. Louis were up 3.8 percent in December from a year earlier, compared to 6.8 percent nationally, according to CoreLogic, the real estate data company.

“No, it’s not a bubble,” said Smoke. “It’s a recognition of the fundamentals.” There are more buyers than sellers, and that leads to higher prices.
[...]
“It’s a seller’s market, but not overly so,” said John Gormley, CEO of the St. Louis Association of Realtors
[...]
READ MORE HERE: http://ow.ly/YFKE5 

Staging an Empty Home

Many homeowners find themselves in a predicament when they are forced to relocate quickly for a new job or other extenuating circumstances without having time to sell their existing homes. In these cases, most owners end up purchasing a home in their new location and selling a home that is empty in their previous location.

Selling an empty house can present challenges to individuals, because a large part of a property’s appeal is viewing it when it’s properly staged. However, there are ways to overcome this obstacle and have a successful home showing.

Read More Here

$550,000,000.00 PowerBall Tonight... help me win!

Hurry out and buy your PowerBall tickets so I can win more $$$$$$$$$$

LOL :D

Free Seminar for Homeowners Facing Foreclosure

Visit my site for full details on this  Foreclosure Seminar being held 11-27-12.

In an effort to assist distressed homeowners, Coldwell Banker Premier Group, the number one Coldwell Banker Affiliate in Missouri based on sales, is sponsoring an informative seminar to help homeowners.

Attorney Elizabeth Kayser of the Kayser and Associates Law Firm Short Sale Center will discuss the importance of short sales....

[...]

Andrew Brio from Heartland Premier Mortgage will discuss loan modifications, refinancing and other programs designed as alternatives to foreclosure.

[...]

Norm Polsky, Broker/Operations manager for Coldwell Banker Premier Group, said “There’s a definite need for people to be educated to alternatives in today’s real estate market. Our goal is to provide education with expert advice on those alternatives.”

The seminar is scheduled for November 27^th from 6 to 7 pm at the Richmond Heights Community Center. The seminar is free but registration is required.

People interested in attending the free seminar can call me at 314-336-1988 to register.

Real Estate Property Search in the St. Louis, MO. market.

Get access to the MLS (multiple listing service) database and search for homes like an agent.

Call me with questions... ~Gary Gary Wasylenko Coldwell Banker Premier Group 314-336-1988

Open House 1-3pm TODAY [Sunday 10-14-2012]

8707 Eulalie AVE, Brentwood, Missouri 63144

Please come join me in Brentwood for my Open House today, Sunday 10-14-12 from 1-3pm.

If you can't make it, but know somone who is looking to buy or sell a home.. here or anywhere, please pass my information forward... I would appreciate it.

Visit my website and view photos and details on the home by clicking HERE.

Gary Wasylenko
314-336-1988
http://YourHomeStL.com

See the full gallery on Posterous

Open House Today! All are welcome!

CLICK HERE to view property photos & details 
 

10/07/12 From 1-3pm
9743 Grandview Dr
Olivette, MO 63132

Call Gary at 314-336-1988 to schedule a private showing.

Webster Groves home for sale!

CLICK HERE to view property photos & details

611 Lorraine Davis Ln
Webster Groves, MO 63119

Call Gary at 314-336-1988 to schedule a private showing.