Monday, June 12, 2017

Place a coin... in a mug... in your freezer. Here’s why...

If traveling away from home, place a coin in a mug of ice in your freezer. Here’s why...

  Utilize this simple tip to make sure your freezer has been in perfect working order while you are away.

  Grab a mug, a coin and some water... fill the mug with water and allow it to freeze before placing your chosen coin on top.

  If all is well, the coin should remain perched on top of the ice... this will indicate that your freezer has been in perfect working order for the entire time.

  On the other hand... a coin located at the bottom of the ice is typically an indicator that the freezer quit working at some point.

  This lets you know that the food inside of the freezer is probably contaminated and will need to be thrown away.

  Meanwhile, if the coin is frozen in the center of the block of ice in the mug, this means that the freezer did go off for a bit and that your food is probably not spoiled.

Read More [HERE]

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Friday, June 9, 2017

Understanding your credit score: What is a credit score and why does it matter?

Your credit score will play an important role in your financial future: it can
mean the difference between being able to purchase a home with a mortgage or having to continue renting.

A FICO® score ranges from 300 to 850
Borrowers with scores of 740 and higher are typically entitled to the best interest rates.

Click HERE to view the PDF.

Other items in the document...

     - How a credit score breaks down.
     - Payment History
     - Amounts Owed
     - Length of Credit History
     - Types of Credit in Use
     - New Credit

   ...and... tips to improve your credit score.

If you would like to find out how much home you can purchase... please contact...

Heath Edgar
Mortgage Loan Officer
NMLS #: 574257
2203 S Big Bend Blvd • St. Louis, MO 63117

* I have a long list of vendors.. need a contractor, lender, electrician, etc... just ask.

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